Vision Insurance Providers in Nevada
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Table of Contents
- Vision Insurance Providers Available in Nevada
- Does Insurance Cover LASIK?
- Medicare or Medicaid Coverage in Nevada
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Whatever your vision care requirements are, navigating the waters of vision insurance offerings in Nevada can be daunting. Below, we provide details that will help you select the right coverage and provider for you.
Which Vision Insurance Providers Are Available in Nevada?
Vision insurance providers providing coverage in Nevada include, but are not limited to, Prominence Health Care, Humana Medicare, Anthem Blue Cross Blue Shield, Aetna, and Health Plan of Nevada.
Prominence Health Plan
Created initially for the State of Nevada, this provider has recently expanded to parts of Texas and Florida as well. They are a Medicare Advantage HMO plan.
Prominence offers $0 copay for routine eye exams. They require a $30 copay for Medicare covered eye exams to diagnose and treat diseases and conditions of the eye.
Prominence provides a $200 annual allowance for eyewear, which includes lenses and frames, as well as for contact lenses. The only caveat is you must use the National Vision Administrators network.
They have been in business for over 40 years and have over 100,000 contact points nationwide. You can sign up online or by calling 1-855-969-5882.
UnitedHealthcare
UnitedHealthcare has several plans you may qualify for that offer $0 co-pay for yearly routine eye exams, with allowances for corrective lenses starting at $100.
This provider offers standard prescription lenses with their coverage. You may have to pay a portion of the costs out of pocket if you opt for premium lenses, such as bifocals, standard progressives, trifocals, and single vision. United Healthcare also offers discounts on lens upgrades like tinting and reflective coatings.
You can sign up online or call 1-833-311-1250.
Anthem Blue Cross Blue Shield
Anthem Blue Cross Blue Shield offers Medicare-covered eye exams at a $0 to $45 copay in Nevada. They have plans that provide routine annual eye exams for a $0 copay.
Medicare-covered eyewear is offered at a $0 copay. Routine eyewear is also offered at a $0 copay. Plans provide a $100 allowance per year for eyeglasses or contact lenses.
You can sign up online or call 1-888-437-0584.
VSP
VSP provides many affordable vision plans to Nevada residents, starting at around $13 per month. As the nation’s largest vision benefits provider, VSP offers policyholders robust benefits, including complete annual eye exams and coverage for corrective eyewear, such as glasses or contacts. LASIK discount plans are available.
Enrollment with VSP is available throughout the calendar year. You can enroll online or call 1-800-877-7195.
Does Insurance Cover LASIK?
Most vision insurance plans do not cover LASIK, as it is not considered a medically necessary procedure. Most plans do offer LASIK or refractive surgery discount plans where policyholders can get a substantial amount off the total cost of the surgery if they go with a partnered provider.
Medicare or Medicaid Coverage in Nevada
Many physicians accept Medicare and Medicaid insurance. Most plans have vision coverage that includes eye exams, eye care treatment, and glasses or contact lenses. Since LASIK is considered an elective surgery, it is not on the payment schedule for Medicaid or Medicare.
Here is a quick breakdown of vision insurance options in Nevada:
| Cost | Coverage | Eligibility | |
| Prominence | $10–$30 | $200 allowance for contacts and frames | Year-round enrollment |
| UnitedHealthcare | $10–$30 | $100 allowance for contacts and frames | Any age covered |
| Anthem | $12–$18 | $0-$45 copay | Any age covered |
| VSP | $13 | $150 allowance for contacts and frames | Any age covered |
References
- 2022 Summary of Benefits. Prominence Medicare.
- Medicare. UnitedHealthcare.
- Medicare Advantage Plans (Medicare Part C) in Nevada. Anthem.
- VSP Benefits. VSP.
- Vision Insurance, Eye Care Visits, and Vision Impairment Among Working-Age Adults in the United States. (April 2013). JAMA Ophthalmology.
- Vision Insurance Plans in Nevada. Anthem.
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